In 2004, Shlomo Benartzi and Richard Thaler came up with the brilliantly simple idea of Save More Tomorrow, or SMART, plans that used behavioural traits to increase retirement savings.
It did this using automatic deferred salary sacrifice – meaning individuals agree to use a certain proportion of any future pay increases to boost their pension contribution rate. In one firm that...
The final version of the controversial European pensions legislation has emerged after years of tough negotiations but it may never end up coming to the UK following Brexit.
Robust in-house administration agreements are important in ensuring good quality service, says Carly Rees.
The Pensions Regulator (TPR) has issued its first fine over a scheme failing to prepare an annual governance statement signed by the chair of trustees.
The Pensions Management Institute (PMI) and the Association of Professional Pension Trustees (APPT) have launched a consultation on introducing a Diploma in Pension Trusteeship.