More than four out of five respondents said employers had no moral obligation to persuade staff to participate in a scheme once they had been auto-enrolled and had opted out.
Indeed, many challenged this question, pointing out that employees who "couldn't be bothered" would remain in the scheme once enrolled. "Provided that the employer has a good quality comprehensive communication...
Aon, Mercer and Willis Towers Watson have renewed criticism of the Competition and Markets Authority (CMA) over its analysis of the benefits of tendering for fiduciary management contracts.
Many single-employer trust-based DC schemes will move to a master trust in coming years. Stephen Richards looks at the pitfalls they need to avoid
Robin Ellison says it is not unreasonable for schemes and their trustees and sponsors also to expect an improvement in the tone of regulation