As the Scottish independence referendum gets underway, we look at what a Yes vote could mean for pension schemes.
Poll results in recent days have showed the Yes/No debate is still neck on neck. We won't see the results until early tomorrow morning but in the meantime pension schemes should consider the following...
Females can expect to live a greater number of years in poor health than males, according to data from the Office for National Statistics (ONS) for 2015 to 2017.
Scottish higher-rate taxpayers will benefit from more pensions tax relief than workers on the same salary anywhere else in the UK as income tax bands continue to diverge.
Schemes risk breaking the law and being forced to wind up as The Pensions Regulator (TPR) warns some may be master trusts but do not know so.
As a hectic 2018 draws to an end, Jonathan Stapleton wishes readers a quieter 2019.