Pensions Policy Institute

As annuities continue to fall in popularity, this year's Future Book suggests savers need more help choosing retirement income products. James Phillips explores the proposals.

Phasing has arrived with auto-enrolment contributions rising from 2% to 5% for millions of pension savers. As we wait to see what happens as a result, James Phillips asks what's next.

Retired households are increasingly relying on private pension provision for income, but there is a huge gap between the rich and the poor, Office for National Statistics (ONS) show.

Extending auto-enrolment (AE) to workers in the gig economy could grant them a lump sum of £75,600 at retirement, Zurich and Pensions Policy Institute (PPI) research suggests.

Pooling traditional defined contribution (DC) fund assets could lead to significantly larger retirement funds through better diversification and governance, Pensions Policy Institute (PPI) and Schroders research has suggested.

Pot luck on investment returns leaves savers playing "pensions roulette" in the years just before retirement, the Trades Union Congress (TUC) has said.

The 2017 edition of The Future Book suggests many default funds are not diversified enough to protect savers against market downturns, James Phillips reports.

Lifestyle strategies adopted as default funds do not adequately protect members from potential market downturn, latest research suggests.

Labour will call for collective defined contribution (DC) schemes in order to protect savers against longevity risk and costs, the party has announced.

This week's top stories include estimates suggesting a 20% flat rate of tax relief could save the Treasury £13bn.