Aviva and Hargreaves Lansdown have proposed an alternative system to pot follows member in which members' pensions do not transfer when they move jobs, but their new employers pay into their old schemes.

The government has committed to exploring ways of improving governance in contract-based defined contribution (DC) schemes, including forming multi-scheme member committees.

More than half of respondents were not convinced either way on whether the Stewardship Code has had an impact.

Around half of respondents said there is enough information out there for trustees on third-party administration.

This question divided Buzz respondents. Just over half said yes, but added several caveats.

The financial sector is in prime position to lobby policy-makers but often misses a trick. Rachel Dalton explores

Around half of Buzz respondents agreed that fiduciary responsibilities should continue throughout the investment chain.

Two thirds of Buzz respondents believe there are too many freeloaders in the industry, and many singled out particular professions (presumably not their own) as the culprits. Nobody within the industry escaped blame.

The Department for Work and Pensions' (DWP) proposals for defined ambition (DA) or collective defined contribution (CDC) models must not be too prescriptive, The Pensions Regulator (TPR) chief executive Bill Galvin warns.

Charles Cowling says there is plenty trustees and regulators can to do counter liberation fraud