Defined Contribution
Mapping ESG to investment beliefs better than comparing to benchmarks
Existing methods of tracking fund performance are not suitable for environmental, social and governance (ESG) issues, First State Investments has said.
Employees lose out on £2bn of matching contributions
Millions of workers are missing out on 'buy-one-get-one free' pension cash from their employers, according to analysis by Royal London.
DWP: Three-quarters of eligible workers persistently saving
Around three quarters of eligible private sector employees saved into a workplace pension in at least three of the last four years, data from the Department for Work and Pensions (DWP) has shown.
AE reaches close to eight million employees
According to the DWP
Keeping ahead of the pack
David Hutchins of AllianceBernstein (AB) explains how the firm's target-date funds kept a lead through a challenging market environment
Dropping out of AE could see retirement income plummet 69%
Just small differences in approach to saving for retirement could cause people to lose huge portions of income, according to research by Royal London and Milliman.
Reflections of a new professional trustee
Rachel Croft says there is a lack of clarity over what constitutes good trusteeship and governance.
Smart Pension raises £15m to take on larger clients
Smart Pension has completed a £15m funding round to enable it to offer its services to large clients, acquire sub-scale master trusts, and expand overseas.
Policymakers need to tackle pensions insecurity
Tim Sharp says in the battle for decent jobs, decent and secure pensions are essential.
Over-55s are three times more likely to opt out, says Now Pensions
More than a fifth of over-55s have opted out of auto-enrolment (AE), Now Pensions' customer data has suggested.
Next government must tackle intergenerational pension issues
Changes to pension policy must be viewed "through the lens of intergenerational fairness" by a future government, the Institute and Faculty of Actuaries (IFoA) has argued.
Emotional intelligence is key to boosting pension saving
Cold, hard facts are not getting people to save more for retirement and providers should instead appeal to emotions, a study has found.
Retirees worry they will outlive their pension pots
A quarter of retirees do not believe they have a large enough nest egg to fund their retirement, research has revealed.
Robo-advice: the triumph of technology over judgement?
In the fourth of Newton Investment Management's regular defined contribution (DC) updates, Bhavin Shah explains why good judgement is needed now rather than a 'cookie-cutter' approach
Providers need to update default solutions post-freedoms
Default solutions need to be amended to take account of the changing use of funds at retirement since Freedom and Choice was introduced, Zurich has said.
The hidden traps of LISA
Malcolm McLean says while the LISA may be attractive for some people, as a long-term savings vehicle it falls far short of the traditional workplace pension.
One in seven over-55s reaching retirement without any pension, finds Aegon research
Aegon has raised concerns about auto-enrolment (AE) after finding one in seven workers aged 55-65 are approaching retirement age without a private or workplace pension.
Automatic guidance enrolment necessary as pension withdrawals rise, says Just
Withdrawals have hit £10bn barrier
Debunking the big three myths in DC investment
Anthony Ellis says a number of myths have emerged in DC investment that must be challenged.
Government should delay MPAA cut until next tax year
Clarity over the controversial money purchase annual allowance is needed after it was removed from the Finance Bill, according to Pensions Buzz respondents.
Pension freedom withdrawals cut through £10bn barrier
Average amount accessed per person continues to fall
800,000 people 'overpaying tax' on pensions due to wrong codes
Nearly a million savers could be paying more tax on their pension than required, simply because they have been given the wrong tax code, Royal London has claimed.
Robust default options and guidance more important than engagement, finds research
Good default options along the whole savings journey are more important than engagement, according to research by the People's Pension and State Street Global Advisors (SSGA).
Hargreaves Lansdown: 80% of employers failing to help workers build adequate pensions
Eight of ten employers are not doing enough to help staff accrue adequate pension pots for retirement, according to research by Hargreaves Lansdown.
