Defined Contribution
Nearly four in five workers want AE contributions to rise
Over 80% of workers who qualify for automatic enrolment (AE) believe a workplace pension is good for them, a Department for Work and Pensions (DWP) survey has revealed.
The perils of 'reckless prudence' in income drawdown
Simon Chinnery asks whether those in income drawdown should de-risk or re-risk with age.
Have your say: Should pension freedom withdrawals have a basic tax rate?
This week we want to know if the current emergency tax code system for pension freedom withdrawals should be replaced to avoid over-taxation.
Nearly 60% of employers fail to personalise pension communications, says research
Most companies are not taking enough action to tackle the significant pensions inertia within their workforce, according to a survey by LifeSight.
Self-select funds outperform average default fund by 4.9%, says research
The average pot size for members who actively select funds is £29,996 compared to just £3,790 for a defaulter, according to a study by Hargreaves Lansdown.
DC lessons from across the pond
Steven Hull and Adam Cohen look at what the UK can learn from the US approach to defined contribution pensions
HMRC returns £27m of overpaid tax to pension freedom users
More than 10,000 counts of tax overpayment relating to pension freedoms have led to a £26.8m bill for HM Revenue & Customs (HMRC), latest data has revealed.
Why DGFs should not be dismissed
An increasing number of DC schemes and consultants are expressing dissatisfaction with DGFs. Annabel Tonry explains why investors shouldn't dismiss these funds
Kempen: Industry could be wasting time on implicit cost disclosure
Disclosure of investment costs can be achieved without necessarily finding out the true value of implicit costs, Kempen Capital Management argues.
Is it time for employers to review their DC vehicle?
Tony Pugh says employers need to consider a number of factors when assessing delegation options
Pension freedom withdrawals hit record £1.8bn in Q2
A total of £12.7bn has been withdrawn from pensions since Freedom and Choice was introduced in April 2015, according to latest HM Revenue & Customs (HMRC) statistics.
So much for the master trust assurance framework
Henry Tapper says the MAF has failed as a reliable kite mark for scheme quality in selection
Now Pensions withdraws from master trust assurance list in bid to resolve client contribution issues
Now Pensions has voluntarily withdrawn from the master trust assurance list for auto-enrolment providers as it battles to deal with historic contribution issues.
DWP confirms ban on early exit charges and member-borne commission
The Department for Work and Pensions (DWP) has confirmed it will ban early exit charges for savers eligible to access the pension freedoms.
FCA enforces stricter reporting regime for pension freedom data
The Financial Conduct Authority (FCA) has set out how it will collect data on how savers are using pension freedoms, with first reports due in September 2018.
GPPs outperforming personal pensions by one point per annum
Group personal pension schemes negotiated by employers are significantly outperforming personal pension plans, even before differences in fees are taken into account, latest research reveals.
B&CE to transfer EasyBuild members to The People's Pension
B&CE is writing to employers and members of its EasyBuild stakeholder scheme as part of a plan to transfer the scheme's members to The People's Pension.
ILC: 'The UK pension system is sustainable but inadequate'
Some 18% of earnings need to be saved each year to achieve an adequate income, an International Longevity Centre (ILC) report has concluded.
Low yields bite as UK slips in global retirement rankings
Brexit-related uncertainty and low bond yields have weakened the UK's retirement system, with the nation slipping in 2017 global rankings for retirement security.
How technology can help engage members with pensions
Kim Kaveh explores how good use of digital tools in DC schemes can help members attain solid retirement outcomes
Do the FCA's proposals for DB transfers go far enough?
Jon Hatchett looks at the FCA's proposals for advice on pension transfers, highlighting some issues with its recommendations and pointing out some glaring omissions
FCA: We must get decumulation market into better shape as DC grows
The Financial Conduct Authority's (FCA) competition director says the drawdown market must innovate and is worried that distrust of pensions is causing people to fully withdraw
Default funds fail to meet regulatory guidance on disclosure, says research
Almost 40% of defined contribution (DC) providers are failing to provide members with necessary information to make informed decisions about retirement, according to a survey by Cardano.
How tax return process could solve self-employed pensions crisis
A research paper by Royal London and Aviva has set out a blueprint for bringing self-employed people into pensions. Kim Kaveh explores its recommendations
