Defined Contribution
A third of DC members 'expect living standards to decline in retirement'
People in their mid-career aged 35-49 are the most likely to struggle with saving for retirement, according to Aon's 2018 defined contribution (DC) and financial wellbeing member survey.
Scottish Budget income tax decision widens pension tax relief gap
Scottish higher-rate taxpayers will benefit from more pensions tax relief than workers on the same salary anywhere else in the UK as income tax bands continue to diverge.
Check if your scheme is a master trust, TPR urges
Schemes risk breaking the law and being forced to wind up as The Pensions Regulator (TPR) warns some may be master trusts but do not know so.
NEST: The end of AE staging heralds a new focus on outcomes
NEST's director of business development Helen Dowsey speaks to James Phillips about communications, sidecar savings, and retirement products.
New year's resolution: A diversified growth fund?
In the last of Newton Investment Management's DC columns for the year, Catherine Doyle casts an eye over the past few months and looks to 2019
DC target date funds - addressing the big issues
AB answers some of the big questions in DC and looks at how TDFs can help improve outcomes for members.
OECD: Target pension tax perks at wealthiest
Tax-based financial incentives for savings are wasted on the lowest paid workers as they may not have the means to contribute more into their pension, the Organisation for Economic Co-operation and Development (OECD) says.
Lessons from Australia: Delivering pensions for the many not the few
Gregg McClymont looks at why not-for-profit DC schemes in Australia have been outperforming their for-profit peers
Majority of master trusts support collaboration to overcome delivery barriers
Some 87% of master trusts support future collaborative efforts to overcome barriers to good service delivery, the Pensions Management Institute (PMI) says.
Net pay issue to widen as AE lower earnings limit rise confirmed
Low earners in net-pay schemes will lose out on more pensions tax relief as the gap between auto-enrolment (AE) qualifying earnings and the personal tax allowance widens.
Pension master trusts: The list of providers
Professional Pensions is looking to update its list of pensions master trusts in the UK ahead of authorisation. Can you help?
The future of retirement income solutions
Kim Kaveh gauges industry views on how to improve outcomes through innovation and engagement in the post-freedoms world.
Debt and retirement saving: walking the tightrope
In the latest in series of DC columns from Newton Investment Management, Catherine Doyle says personal debt may not be a reason to forgo making provision for retirement
Four fifths of LISA users also save into workplace pensions
The Lifetime ISA (LISA) has not caused an exodus from workplace pensions as feared, research by AJ Bell finds.
Two-thirds of retirees leave investments alone despite volatility
Retirees are concerned about recent market volatility but are refraining from reacting and changing the investment policies of their drawdown products, Aegon research finds.
Moving your DC scheme to a master trust: The legal pitfalls
Many single-employer trust-based DC schemes will move to a master trust in coming years. Stephen Richards looks at the pitfalls they need to avoid
UK workers need to save less for retirement than other countries, finds research
Fidelity International has created global retirement savings guidelines to help employers and employees understand how much is needed to save for retirement, writes Kim Kaveh.
Do we have a problem with auto-enrolment?
David Harris warns that other AE models around the globe are static, if not declining
How NEST is becoming a more sophisticated investor
The master trust is leading the way on DC investment, getting into illiquid assets and challenging asset managers to do more. CIO Mark Fawcett tells Stephanie Baxter about its evolution
Smart Pension appointed by New Ireland Assurance to deliver Irish pensions platform
Smart Pension has been appointed by Irish insurer New Ireland Assurance to provide it with a technology platform following an international competitive tender.
Exclusive: Interest in pension performance transparency jumps by nearly 20 points
Just under three quarters of defined contribution (DC) members are interested in seeing how their pension scheme's performance compares to others in the market, according to AllianceBernstein.
Three to five years until CDC is up and running, says industry
It will take between three and five years before collective defined contribution (CDC) schemes are up and running, despite the government launching a consultation on the provision.
LifeSight first to apply for master trust authorisation
Willis Towers Watson's master trust LifeSight has become the first to apply for authorisation under The Pensions Regulator's (TPR) new regime.
Pensions minister: AE is working, people are saving long term
Guy Opperman says as contribution rates increase, millions more people will be able to look ahead to retirement with confidence
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