Defined Contribution
Debt and retirement saving: walking the tightrope
In the latest in series of DC columns from Newton Investment Management, Catherine Doyle says personal debt may not be a reason to forgo making provision for retirement
Four fifths of LISA users also save into workplace pensions
The Lifetime ISA (LISA) has not caused an exodus from workplace pensions as feared, research by AJ Bell finds.
Two-thirds of retirees leave investments alone despite volatility
Retirees are concerned about recent market volatility but are refraining from reacting and changing the investment policies of their drawdown products, Aegon research finds.
Moving your DC scheme to a master trust: The legal pitfalls
Many single-employer trust-based DC schemes will move to a master trust in coming years. Stephen Richards looks at the pitfalls they need to avoid
UK workers need to save less for retirement than other countries, finds research
Fidelity International has created global retirement savings guidelines to help employers and employees understand how much is needed to save for retirement, writes Kim Kaveh.
Do we have a problem with auto-enrolment?
David Harris warns that other AE models around the globe are static, if not declining
How NEST is becoming a more sophisticated investor
The master trust is leading the way on DC investment, getting into illiquid assets and challenging asset managers to do more. CIO Mark Fawcett tells Stephanie Baxter about its evolution
Smart Pension appointed by New Ireland Assurance to deliver Irish pensions platform
Smart Pension has been appointed by Irish insurer New Ireland Assurance to provide it with a technology platform following an international competitive tender.
Exclusive: Interest in pension performance transparency jumps by nearly 20 points
Just under three quarters of defined contribution (DC) members are interested in seeing how their pension scheme's performance compares to others in the market, according to AllianceBernstein.
Three to five years until CDC is up and running, says industry
It will take between three and five years before collective defined contribution (CDC) schemes are up and running, despite the government launching a consultation on the provision.
LifeSight first to apply for master trust authorisation
Willis Towers Watson's master trust LifeSight has become the first to apply for authorisation under The Pensions Regulator's (TPR) new regime.
Pensions minister: AE is working, people are saving long term
Guy Opperman says as contribution rates increase, millions more people will be able to look ahead to retirement with confidence
Lesley Titcomb: How we are working with industry to meet the big pension challenges
The pensions watchdog's chief executive speaks to Stephanie Baxter about some of The Pensions Regulator's key priorities during her last few months in post
Reaction: CDC consultation branded big step forward for pensions but challenges remain
The industry has broadly welcomed the Department for Work and Pensions' consultation on collective defined contribution (CDC) as a move towards improving retirement outcomes.
Drawdown 'increasingly common' as HMRC data shows £2bn withdrawn in Q3
Pension drawdowns are becoming "increasingly common", according to Just Group's Stephen Lowe, as the latest HM Revenue & Customs (HMRC) figures show £2bn was withdrawn from pension schemes in the third quarter of 2018.
LifeSight to adopt 50% ESG strategy for default fund amid DC 'challenges'
Willis Towers Watson's LifeSight is the first defined contribution (DC) master trust to allocate around half of equity investments in the default fund to environmental, social and governance (ESG) strategies.
SMEs switch AE providers demanding better value for money
More than half of small and medium-sized enterprises (SMEs) have swapped their auto-enrolment (AE) provider, seeking better value for money.
HMRC pays out £38m to pension freedom users after overtaxing
HM Revenue and Customs (HMRC) has had to pay £38m to pension freedom users after more than 18,000 counts of tax overpayment were reported.
Chancellor ignores net-pay pensions tax relief anomaly; Branded 'missed opportunity'
Philip Hammond has failed to address the net-pay anomaly affecting lower-paid earners who are missing out on tax-relief on their pension contributions in today's Autumn Budget.
Budget 2018: FCA to consult on pooling DC funds into patient capital; DWP to consult on charge cap
The Financial Conduct Authority (FCA) will launch a consultation on updating the permitted links framework to allow unit-linked pension funds to invest in an appropriate range of so-called 'patient capital' assets.
Master trust usage set to double as three quarters of DC schemes review delivery
The number of businesses expecting to have a master trust as their main defined contribution (DC) pension scheme is expected to double over the next three years to 26%, a LifeSight survey reveals.
Simpler annual statement is a step in the right direction
The two-sided simplified annual pensions statement should be applauded, even if it missing information, says Jonathan Stapleton.
Longevity and retirement income
Bhavin Shah continues Newton Investment Management's series of DC columns with a look at how schemes can meet the challenges of providing income in a low interest rate world
Annuities the 'missing asset class' for sustainable retirement income
Retirees could benefit from more sustainable income and higher death benefits by including guaranteed income in the asset mix of their portfolios at retirement, according to research by Milliman.
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