Defined Contribution

Listen to our latest Pensions Conjecture debate on Auto-enrolment.

The government must set mandatory requirements for defined contribution schemes says Hymans Robertson, after research revealed default funds were delivering poor value for members.

The government has been urged to consider merging The Pensions Regulator and Financial Services Authority after a National Audit Office report condemned the current system of DC regulation.

Government should use its powers to limit charges on schemes that qualify for auto-enrolment, says TUC.

Here are the 14 key findings from the National Audit Office's report on the regulation of defined contribution schemes.

Trustees are not engaged with default funds or charges, despite both issues being in the spotlight ahead of auto-enrolment's introduction later this year, the Pensions Regulator says.

Joint life annuities still have a role to play according to the Pension Advisory Service.

Steve Webb will call on the industry to create saving vehicles with affordable guarantees to meet the "huge appetite for certainty" among consumers.

Consultancy charging rules come into force at the end of this year. Jonathan Stapleton assesses the impact they will have on employers offering group personal pension schemes to their workforce.

Aviva has launched its initial adviser charging guide detailing which products qualify and how adviser charging will be enabled on those products.