Law and Regulation

This week we want to know if the government is right to delay plans to cap DC charges and whether income drawdown should replace annuities as the default retirement option.

Pensions minster Steve Webb has reiterated his commitment to implementing a cap on pension charges, saying "nothing has changed" as a result of responses to the official consultation.

Opposition members attacked the government's pot follows member proposals in a House of Lords debate last week.

Opinion was divided over this question too, but more respondents were in favour of the triple lock than were against it.

The majority of Buzz respondents do not want The Pensions Regulator (TPR) to be given the power to close under-funded schemes to future accrual.

The Buzz community was split right down the middle on the question of switchable annuities.

Pensions minister Steve Webb's proposed cap on workplace pension charges has been delayed by up to a year, sparking demands for an explanation from the Opposition.

The government has proposed to give itself the power to put in place two options to ease the auto-enrolment (AE) qualification process for defined benefit (DB) schemes.

Helen Morrissey looks at the impact of the LTA falling to £1.25m at the end of this tax year

The Financial Reporting Council (FRC) has launched a crackdown on companies using asset-backed contribution structures (ABCs) that reclassify pension obligations as equity instruments in their accounts.