ACA

Financial education beginning at school and ultimately spreading throughout the entire population would reinvigorate pensions and long-term saving, the Association of Consulting Actuaries believes.

Pushing ahead with early access proposals would have risked greater dependency on the state pension and left schemes and providers in a "bureaucratic tangle", the National Association of Pension Funds says.

The government has so far failed to meet its promise on entering office to reinvigorate occupational pension schemes, the Association of Consulting Actuaries says.

The Hutton Report has been welcomed by the industry, which claims it could increase pensions for the low paid, but left unions warning of industrial action.

The Association of Consulting Actuaries supports early access but believes risk sharing schemes should be the government's priority.

Smaller firms' defined contribution scheme contributions are failing to keep pace with the increasing cost of pensions, Association of Consulting Actuaries research shows.

Current pensions legislation is restricting risk sharing between members and employers and should be radically reformed, a panel of actuaries says.

Plans by the European Union to introduce Solvency II rules to the pensions industry run the risk of undermining pension provision rather than strengthening it, industry bodies have warned.

More than half of small firms believe the government's auto-enrolment reforms will add significantly to their costs, Association of Consulting Actuaries research shows.

Retirement solutions should have the flexibility to provide decent pensions and meet long-term care costs if necessary, the Association of Consulting Actuaries says