Analysis

DWP's consultation into the future of NEST has generated some strongly contrasting responses about whether it should enter the at-retirement product market. Michael Klimes reports

Freedom and Choice was designed to give savers more options at retirement, but some face a hard decision in order to take advantage. James Phillips explores the difficulties

Recent research shows DC members are exercising their retirement income flexibilities but many are doing so without advice. Helen Morrissey takes a look

Solutions for rising DB deficits are being sought from a wide range of bodies, including the Work and Pensions Committee. James Phillips explores some of the suggestions

Fresh government guidance asks LGPS funds to have ESG policies but this could be at odds with their requirement to act in line with UK foreign and defence policies. Stephanie Baxter asks whether it is cause for concern.

With demand for bulk annuities predicted to reach £350bn by 2026, supply may not be able to keep up, which could push up pricing. Kristian Brunt-Seymour looks at whether it is an issue and what it means for schemes.

A pension dashboard prototype will be launched by March 2017. Jonathan Stapleton and Helen Morrissey find out what the project is all about.

The best approach to investment governance is debatable, but many large schemes have a similar approach. James Phillips reports

The Pensions Ombudsman will participate in more appeals where there is a wider public interest, but how far will the service go? James Phillips reports

As US savers fight their pension schemes over high costs and charges, there is concern British trustees could see similar action. James Phillips reports