A huge positive point that can be taken from the first tranche of auto-enrolment is how some companies have hit the nail on the head with communications and access.
The arrival of auto-enrolment has made the industry focus on communications. Providing clear information to new savers is seen by many as essential to the success of the legislation.
Regulation by the TPR, FSA and Europe is necessary to ensure disclosure standardisation and compliance.
There have been claims from the consultancy world that NEST suffers from an image problem.
Auto-enrolment is not going to put an end to retirement poverty, but it is a step in the right direction.
The Prime Minister has, according to reports, put the brakes on the plans for the new state pension just at the point where we were expecting full details to emerge in a now further delayed White Paper.
Women have long needed to take action