Law and Regulation

Section 6 of The Pensions Regulator's detailed guidance on opting out details how an employee can choose to pay contributions below the minimum level.

Low-paid workers who are likely to opt-out of auto-enrolment could be offered a pensions lifeline via a little-known clause in the legislation that permits companies to offer employees schemes with lower savings requirements, Helm Godfrey says.

The Department for Work and Pensions has launched a consultation on giving more flexibility to pension scheme members whose scheme enters the Pension Protection Fund.

Standard Life has won a legal appeal case brought by professional indemnity insurers over a £100m claim relating to losses arising from its Sterling fund.

The Pension Protection Fund has announced that the levy estimate will be £630m with fewer schemes having their levies capped.

The European Insurance and Occupational Pensions Authority has warned of a "worrying decrease" in the funding provisions within defined benefit schemes in the UK.

Risk-sharing schemes are more suitable for MPs than for other public sector employees, says the Association of Consulting Actuaries.

Zoe Lynch, partner at Sacker & Partners takes a look at the issues likely to dominate the pensions industry in 2013

Rachel Dalton on the new responsibilities of the regulator

Jack Jones says the unsayable - that tax relief is not the be all and end all