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Around two thirds of participants said contract scheme providers should be allowed to move members' money out of underperforming funds without consent under some circumstances.

Almost half of participants feel the drive for low charges poses no risk to competition or bar new entrants to the market.

Perhaps unsurprisingly, the overwhelming majority of respondents answered this question with a resounding ‘no'.

Buzz respondents were not in any way convinced that solvency requirements from Europe are dead and buried; just under 60% thought the requirements will be back in one form or another.

Uncharacteristically, the Buzz participants were unsure about this issue, with more than half answering that they did not know.

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The vast majority of respondents are anxious about the effects of inflation.

Just 15% of contributors say schemes should put de-risking plans on hold until gilt yields show signs of improving, although two out of five contributors think they should consider delaying.