Opinion

The TUC’s Tim Sharp says choice is not always a good thing

The IFoA responds to criticism that scheme actuaries are hamstrung by fear of conflicts

Jonathan Lipkin says asset managers are not ripping off customers but must tell investors clearly what they are paying

So Budget day was another busy day for the PP team with further cuts to the lifetime allowance and plans for a secondary annuity market unveiled.

Malcolm McLean says the Budget shows short-term politics trump long-term concerns

Robin Ellison says regulators are good at grandstanding but bad at protecting savers

Pensioners who cash in annuities after two or three years could lose half their pot in fees

Kevin Wesbroom asks how damaging it would be if the next government put pensions tax relief on a par with ISAs

Hilary Salt warns quick-fix compliance is replacing professional judgement

While the Budget flexibilities have been largely welcomed there remains one key area of concern for trustees – defined benefit (DB) to defined contribution (DC) transfers.