In 2004, Shlomo Benartzi and Richard Thaler came up with the brilliantly simple idea of Save More Tomorrow, or SMART, plans that used behavioural traits to increase retirement savings.
It did this using automatic deferred salary sacrifice – meaning individuals agree to use a certain proportion of any future pay increases to boost their pension contribution rate. In one firm that had...
Brexit is likely to have a significant impact on UK schemes' funding and investment strategies. Wayne Fitzgibbon and John Gething look at what trustees can do to prepare
The FCA introduced new regulations around the measurement and disclosure of transaction costs in January. Jon Parker looks at how trustees should respond.
The DWP has unveiled two studies looking at employers' experience of auto-enrolment. Kim Kaveh looks at the findings.
The Pensions Regulator (TPR) says it may have made mistakes but faces complex decisions to balance member and employer interests.