Opinion

Andrew Milligan takes a look at the macro-economic environment and how it could develop.

Helen Morrissey says trustees must look beyond total returns to assess whether investment strategies have been a success.

There is much discussion on how consolidation will bring real benefits to schemes but Hilary Salt is not so sure.

While many schemes may feel their path to buyout will be a long one there are opportunities available to accelerate the process says David Bunkle.

There have been calls to introduce more flexibility into the auto-enrolment regime in the light of potential economic volatility. Helen Morrissey does not agree.

Sorca Kelly-Scholte says schemes need to start looking at making changes to investment strategies as they become cashflow negative.

People should resolve to save more for retirement in their New Year resolutions finds Graham Vidler.

Helen Morrissey thinks trustees need more guidance on how to carry out GMP equalisation.

Con Keating says it is time for a different approach to defined benefit pensions but questions how easy this would be to achieve.

Robert Gardner says it is time for the industry to step up on financial education