Opinion
ESG - it's just more of the same
Richard Butcher says ESG is simply more of the same of what we do now, so why isn't it properly catching on?
NHS pensions - diagnosis and treatment
Doctors suffering from pension tax ailments should consider seeking financial advice rather than self-treating symptoms, writes Moira Warner, as she considers various ways to deal with the NHS pensions conundrum.
All pension customers should be treated equally
Ros Altmann urges the industry to address injustices and inefficiencies, and engage in direct-to-consumer marketing that promotes pensions properly for the mass market
Let's talk about members... Why SLAs need to come of age
Kim Gubler says it is time that schemes and administrators reassess SLAs and look at what real people need from their pension schemes and when
The inequity of DB scheme funding
Funding standards for DB schemes have increased exponentially over the past decades. Con Keating says such significant overstatement of liabilities will lead to pushback through the courts.
How TPR is managing master trust exits
Master trust authorisation will see a significant number of schemes exit the market. Nicola Parish explains how TPR is overseeing this process.
So what's your value for money?
Henry Tapper shares his thoughts on how IGCs could provide value for money statements that people wanted to read
What GMP conversion guidance will mean for schemes
GMP conversion guidance is expected imminently, but what will it mean for schemes? Maurice Titley looks at the next steps for trustees.
Is policy to blame for pension confusion?
Jonathan Stapleton says that while many blame the industry for many of the problems facing pensions, it is perhaps government that is more to blame.
My concerns over DB data and dashboard
Paul McGlone says let's start with the basics, re-unite members with their DB schemes, and provide some very basic information
RAS should be abolished to solve net pay problems
There has been much criticism of net pay arrangements over the past year. Malcolm Delahaye says the problem is really about poor pensions policy and the clunkiness of RAS
The glass is half full for the future of dashboards
Darren Philp says while the DWP's response to the pension dashboard consultation is a step forward, there is still much to do to ensure success of the project
What does responsible investment in the LGPS look like?
Unison and ShareAction have analysed the new investment strategy statements across the £280bn scheme. Colin Meech says some funds have done nothing to produce ESG policies.
Some sponsors face a nasty Brexit surprise from their DB schemes
Marc Hommel says some employers are insufficiently prepared to engage their trustees on how they intend to manage liquidity and other adverse aspects resulting from Brexit
Dashboards will democratise retirement planning
Dashboards will boost savers' comprehension and confidence in long-term saving, say Guy Opperman and Sir Hector Sants
We have more to do on pensions scams
Margaret Snowdon says while there has been progress on tackling scams, particularly on cold calling, trustees are not out of the woods yet
Uncovering the depths of hidden talent
The PLSA's Caroline Escott says investors and stakeholders must continue to ask for better information on issues that affect the motivation, skills and productivity of the workforce
We should welcome TPR's involvement in the LGPS
John Gray predicts teething problems ahead and says regulation will result in a cultural shock for some schemes
A Brexit-obsessed government is not all good for pensions
Steve Webb says the sooner government as a whole, and HMRC in particular, has the bandwidth to return to the domestic agenda, the better it will be
The big issue with small pots
Troy Clutterbuck says action must be taken by all involved to ensure that the £400m - and growing - of unclaimed pension savings are not lost entirely
'We need to talk': How mediation could help save troubled pensions relationships
Rory Murphy says a bona fide mediation process could provide valuable evidence of reasonableness for trustee and employer alike
Standing firm in these unprecedented times
Susan Martin says building strong foundations for business are the only way forward as the pensions industry is radically shaken up
TPR: Why granting master trusts authorisation extensions makes good sense
The regulator has granted extensions to 11 master trusts. Kim Brown explains why this is a positive move.
A small step forward for CDC
Jonathan Stapleton says the DWP's progress on CDC is a welcome, and cautious, step forward.
