This year has been a momentous one for the pensions industry and it can be hard to keep track of everything that happened. Refresh your memory with our pensions timeline for 2014.
July to September
1 July - The Law Commission report Fiduciary Duties of Investment Intermediaries is published. It looks at how pension funds should balance short-term share price movements against long-term investment decisions. It follows the Kay Review, which raised concern that chasing immediate results was compromising sustainability.
4 July - BT Pension Scheme enters into a £16bn longevity swap to hedge more than a quarter of its exposure to longevity risk.
11 July - The Pensions Ombudsman reveals it is investigating 84 complaints about pension liberation.
In its annual report and accounts, the Ombudsman said it had accepted for investigation 52 complaints about pension liberation by 31 March. The Ombudsman told PP this number has now increased to 84.
UK Coal, a £1.6bn buy-in and TPR's DB code - see what happened from April to June.
29 July - The Pensions Regulator's DB code of practice which helps trustees and sponsoring employers to agree balanced funding plans for their pension schemes, comes into force.
14 August - Figures released by The Pensions Regulator show more than four million people are now auto-enrolled into a workplace pension.
19 September - The results of the Scottish referendum announce that Scotland has voted against independence from the rest of the UK. This news is greeted with a huge sigh of relief from an industry concerned that an independent Scotland could bring huge regulatory pressures on the pensions industry.
