While pension debate has tended to focus on accumulation and investment issues it is refreshing to see increased emphasis on how people can safeguard their income in retirement. Falling savings rates coupled with increasing longevity means many people are entering retirement with an income ill equipped to meet their needs.
The launch of the Pensions Income Choice Association late last year did much to highlight the importance of making savers aware of their retirement options (PP Online Sept 16, 2009). However, now i...
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