Does auto-enrolment increase debt?

Nest Insight research examines how AE affects the borrowing behaviour of households

Jonathan Stapleton
clock • 4 min read
Does auto-enrolment increase debt?

Auto-enrolment (AE) impacts people’s finances beyond pension savings, boosting credit scores but also slightly increasing borrowing, Nest Insight research finds.

The preliminary research - part of work Nest Insight has done with the University of Nottingham and Experian to generate a new dataset that matches up people's pension and credit records - found th...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

More on Industry

VfM framework 'major step forward' but should be more focused on savers, SPP says

VfM framework 'major step forward' but should be more focused on savers, SPP says

Organisation proposes a ‘consumer-facing’ phase of the government’s framework

Holly Roach
clock 02 June 2026 • 1 min read
UK master trusts launch steering group to improve pension transfers

UK master trusts launch steering group to improve pension transfers

Group will explore ways to improve transfers for savers using open standards

Holly Roach
clock 02 June 2026 • 2 min read
List: The biggest professional trustee firms in the UK

List: The biggest professional trustee firms in the UK

Professional Pensions has compiled a list of the main professional trustee firms currently operating in the UK occupational pensions market.

Jonathan Stapleton
clock 02 June 2026 • 2 min read
Trustpilot