Nest Insight: 'Volatility premium' impacting millions of households

Income fluctuation leaves many families unable to effectively build savings

Jonathan Stapleton
clock • 3 min read
The research found households on volatile incomes were often unable to save effectively
Image:

The research found households on volatile incomes were often unable to save effectively

Millions of households are experiencing a “volatility premium” in a world where financial products, policies, and employment practices are often designed for those whose income is regular, Nest Insight says.

In a report published this week, Fluctuation Nation, Nest's research unit found that income volatility affected a wide range of households and was not limited to the lowest earners. The research...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

More on Industry

Government urged to introduce mandatory minimum admin standards

Government urged to introduce mandatory minimum admin standards

Trafalgar House says sector needs ‘minimum standards not maximum complexity’

Holly Roach
clock 10 February 2026 • 2 min read
Nest launches first member assembly

Nest launches first member assembly

Assembly will hold discussions and develop recommendations for Nest’s senior leadership

Martin Richmond
clock 10 February 2026 • 2 min read
PPF records £5.9bn increase in funding position of DB schemes

PPF records £5.9bn increase in funding position of DB schemes

PPF 7800 Index finds assets increased 0.2% and funding ratio increased to 131%

Jasmine Urquhart
clock 10 February 2026 • 3 min read
Trustpilot