This year has been a watershed one in terms of the pensions industry. Over the last 12 months we have seen the continued roll out of auto-enrolment, a mass of consultations and let's not forget THAT Budget.
The scale of change has been huge and looks set to rumble on into 2015. What is the outlook for the annuity market? How successful will the Guidance Guarantee be? How many people will take their mo...
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