AE success rests on decumulation

Tom McPhail says saving is only half of the battle

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At present there are no formal mechanisms in place to ensure that members of trust-based occupational pensions get either the right type of retirement income or a competitive rate.

The Pensions Regulator (TPR) has issued good guidance and many schemes do a good job but there is nothing to stop poor practices slipping through the net. Similarly the Association of British In...

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