Pensions has suffered a string of crises in the 25 years since group personal pension schemes were first introduced: Maxwell, pensions mis-selling, people losing their pensions when their sponsoring employers went bust, Equitable Life, pensions liberation, poor investment returns, and low annuity rates to name a few.
Added to this, the young - the so-called ‘Generation Y' - are being turned-off by the mention of the very word ‘pension' and are turning away from the savings vehicle in their droves. Some have ...
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