The mass affluent are the DWP's next problem

Rachel Dalton looks at who must do the most saving

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The Department for Work and Pensions (DWP) last week produced a report on future pension incomes which summarises who will benefit, and by how much, once the flat-rate state pension and auto-enrolment (AE) set in.

Rather than focusing on income levels alone, the DWP report (PP Online, 12 September) measures the success of the reforms by the replacement rates of different earners: the size of their pension in...

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