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Does de-risking in the run up to retirement deliver better results?

David Macdonald says we need to move away from what some might see as lazy de-risking

David Macdonald

08 December 2023 • 6 min read

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David Macdonald is chief executive of Socius Technologies

De-risking in the run up to retirement is a feature of most workplace defined contribution pension schemes, but does it deliver better results?

What is better? The obvious starting point for this discussion is to try to describe what ‘better' means. Some practitioners use generic statements such as maintaining a savers' lifestyle at r...

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