Ruston Smith says it is time to move to a lifetime savings model

PMI chair discusses initiative to overcome three key pinch points for retirement savers

clock • 4 min read
Pensions Management Institute chair Ruston Smith
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Pensions Management Institute chair Ruston Smith

Auto-enrolment (AE) has been really successful with over 11 million more people saving for retirement since 2012 - one of the biggest and most successful strategic changes in pension policy.

However, we know people aren't saving enough and, for many, affordability is a real challenge. The cost of living crisis has meant that people's savings have reduced and, over half of UK adults ...

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