COURTIERS Investment Ser-vices has launched three new funds to help small schemes make use of derivatives.
Chief investment officer Gary Reynolds said pension funds would typically need to have at least £35m to use derivatives directly as most swaps require about £10m of capital and a typical margin on a futures...
Females can expect to live a greater number of years in poor health than males, according to data from the Office for National Statistics (ONS) for 2015 to 2017.
Scottish higher-rate taxpayers will benefit from more pensions tax relief than workers on the same salary anywhere else in the UK as income tax bands continue to diverge.
Schemes risk breaking the law and being forced to wind up as The Pensions Regulator (TPR) warns some may be master trusts but do not know so.
As a hectic 2018 draws to an end, Jonathan Stapleton wishes readers a quieter 2019.