Annuities

Consumers have been gradually shifting back to annuities for guaranteed income since the pension freedoms were introduced in April 2015, according to data.

Helen Morrissey looks at PLSA research into the experiences of the first people to access retirement income freedoms.

As insurers implement new capital buffers that make bulk annuities less profitable, Kristian Brunt-Seymour explores how it will impact the market.

Short-term bulk annuity pricing has become less predictable due to volatile market conditions and insurers adjusting to Solvency II, according to Aon Hewitt.

PLSA research shows room to be positive about freedom and choice though education challenges remain. Helen Morrissey takes a look.

As medically underwritten deals reach record levels, PP looks at why this market is booming.

Prudential has signalled its bulk annuity volumes will reduce as new regulatory capital buffers will make it harder to make the business profitable.

Mercer has made Martyn Phillips a partner in its UK bulk pensions insurance advisory group.

The Alcatel-Lucent Pension Scheme has completed a £300m pensioner buy-in with Aviva.

Have politicians forgotten basic behavioural finance?