Amy Kessler, Professor Andrew Cairns, Professor David Blake and Marsha Kessler look at how schemes can make longevity assumptions post-Covid
Pension schemes and life insurers should be prepared for a modest change to their assumptions for mortality rates in the post-Covid-19 world, an academic study suggests.
A third of female entrepreneurs in the UK are not saving any money towards their retirement, figures from Scottish Widows show.
Just under a quarter (24%) of employees never review their pension which shows a lack of engagement when it comes to retirement is a “real issue”, according to Close Brothers.
Employees will be like “rabbits in the headlights” if they are awakened to their low levels of saving too late in their working lives, it has been warned.
Trends in longevity and mortality have proven difficult to forecast historically, but are vital to funding schemes and ensuring adequate retirement pots. James Phillips explores the key influences
Collective individual defined contribution (CIDC) schemes should be sought as the next form of pension provision, a university paper has recommended.
Raising the state pension age (SPA) alone will not address challenges caused by an ageing population, according to the Centre for the Study of Financial Innovation (CSFI).
The Pensions Institute argues RAA processes should be streamlined and trustees should be able to reduce benefits in a bid to help those struggling with deficits, James Phillips reports.
An LCP report shows current fund charging strategies do not serve schemes well. Helen Morrissey looks at the issue
Pensions minister Richard Harrington has been confirmed as the opening keynote speaker for Pensions & Benefits UK (PBUK).
In these challenging economic times it is essential to have skilled active fund managers but they are tricky to identify. Michael Klimes looks at how to find them.
The government should give the regulator more powers to prevent companies from avoiding defined benefit (DB) deficits, according to a Pensions Institute report.
The Pensions Institute has predicted there will be rapid growth in medically underwritten bulk annuities as schemes turn to ‘top-sliced' deals and traditional insurers get into the market.
Age at death will increasingly cluster in the early 90s according to a study by academics from Cass Business School in partnership with the International Longevity Centre (ILC UK).
Dr Nicholas Motson, a lecturer in finance at the Cass Business School, has called for greater disclosure of fund holdings to allow researchers to calculate retail funds' 'active share'.
A methodology for assessing longevity basis risk developed by Hymans Robertson and Cass Business School will help bring index-based longevity swaps into the mainstream, say actuaries.
The Pensions Institute has published a consultation on retirement incomes from defined contribution (DC) schemes as part of a review launched by Labour.
The widely used AUM fee model only suits asset managers
The fixed fee model widely used in fund management only benefits asset managers to the detriment of investors, according to research by Cass Business School.
Hear from Cass Business School about how to use benefits to enhance overall business performance.
Independent governance committees (IGCs) should be made up of single candidates rather than a professional trustee firm, according to Cass Business School.
The tendency of pension fund managers to "herd like lemmings" is threatening the stability of financial markets, according to the Pensions Institute (PI) at Cass Business School
The decumulation phase of defined contribution (DC) pensions should be institutionalised to prevent savers from splashing their pots, the Pensions Institute (PI) has said.