Collective Defined Contribution

Code of practice expected to come into force in mid-October 2026

Lisa Purdy says CDC has the potential to materially improve retirement outcomes

LCP analysis shows CDC schemes can evolve depending on market conditions

Minister confirmed to conference delegates retirement CDC ‘will happen this year’

LCP said around 70% of the pension provided by CDC will be from investment strategy and 30% from contributions

TPT talks about driving better governance, optimising value and improving outcomes

Henry Tapper and Chris Bunford say there is only so far you can go by arguing for the flexibility of drawdown and of cashing out

Consultancy says CDC schemes will need to earn the trust of members and employers

John Southall says CDC’s success will depend on how intergenerational fairness is treated

Industry bodies say retirement CDC model has lots of ‘moving parts’ which may act as a hindrance