Amy Kessler, Professor Andrew Cairns, Professor David Blake and Marsha Kessler look at how schemes can make longevity assumptions post-Covid
Pension schemes and life insurers should be prepared for a modest change to their assumptions for mortality rates in the post-Covid-19 world, an academic study suggests.
Researchers from Cass Business School and the University of Bristol have found that the tendency of women to be more risk-adverse than men is a major contributor to pension inequality in the UK.
Employees will be like “rabbits in the headlights” if they are awakened to their low levels of saving too late in their working lives, it has been warned.
Trends in longevity and mortality have proven difficult to forecast historically, but are vital to funding schemes and ensuring adequate retirement pots. James Phillips explores the key influences
The advent of collective pension systems could help the UK avoid demographic challenges which will make it "impossible" for society to help savers in retirement, experts say.
Breaking the closed-loop thinking in pensions is possible if we can change our collective mind-set, according to David Blake and Matthew Syed
The Pensions Institute says the aviation sector's constant evaluation of mistakes to improve safety should be applied to pensions. Stephanie Baxter considers the report's findings
The aviation sector's constant evaluation of mistakes to improve safety should be applied to defined benefit schemes, as too many are making the same mistakes again and again, latest research shows.
Collective individual defined contribution (CIDC) schemes should be sought as the next form of pension provision, a university paper has recommended.
The Pensions Institute argues RAA processes should be streamlined and trustees should be able to reduce benefits in a bid to help those struggling with deficits, James Phillips reports.
The Pensions Regulator (TPR) should be allowed to alter scheme indexation and benefits to ensure members get at least "second-best" outcomes.
Pension legislation and regulation need a radical overhaul in order to reduce complexity and communicate a coherent message, according to a report.
The Pensions Regulator (TPR) has been heavily criticised in a damning indictment of the state of UK pension regulation.
In these challenging economic times it is essential to have skilled active fund managers but they are tricky to identify. Michael Klimes looks at how to find them.
Pension savers need much more support if the freedom and choice reforms are to be a success says a major report.
The Pensions Institute has predicted there will be rapid growth in medically underwritten bulk annuities as schemes turn to ‘top-sliced' deals and traditional insurers get into the market.
Is the Pensions Institute being “extravagantly alarmist”?
The 0.75% charge cap has been branded ‘nonsense' after government research found most providers could not calculate charges not covered by the limit that members were paying.
Will funds benefit from increased mortality rates?
The development of a capital market for longevity risk would ease the debt burden on future generations, Natasha Browne hears
The insurance industry faces a "severe" concentration of systematic longevity risk through the market for buy-ins, buyouts and longevity swaps, according to professor David Blake.
PP looks at the latest proposals to actually tell schemes what they pay asset managers
The Pensions Institute has published a consultation on retirement incomes from defined contribution (DC) schemes as part of a review launched by Labour.