Michael Johnson compares a pension pot with a Lifetime ISA from the perspective of a millennial
Large firms will follow the postal service's lead on introducing collective defined contribution (CDC) schemes if it works well for management and employees, the pensions minister says.
Collective defined contribution (CDC) schemes risk creating "irreversible intergenerational injustice" and could undermine pension freedoms, Michael Johnson says.
The Association of Consulting Actuaries has proposed a 'national flexible ISA' and tax reform to improve intergenerational fairness. Kim Kaveh looks at how these would work
The pension freedoms have had unintended consequences which should have been foreseen, Michael Johnson has said.
Extending survivor benefits to unmarried partners would increase liabilities and be a lawyers' paradise according to PP research.
This week we want to know if the government should introduce a law to equalise benefits for cohabiting couples, and if the law balances the needs of shareholders and members.
The Centre for Policy Studies (CPS) has called on the government to reform incentives for auto-enrolment (AE), which it estimates could save the Treasury £10bn annually.
As the LISA launches to the public, the industry may need to play a role in ensuring savers get the best possible outcome. James Phillips explores its potential future
Jonathan Stapleton takes a look at how employers can help their members through the at-retirement journey and ensure they are getting the right support to make decisions.
The state pension triple lock is too expensive to keep long term according to Pensions Buzz respondents.
This week we want to know if Michael Johnson's idea for auto-drawdown at age 55 and auto-annuitisation at age 80 could reduce financial risk to savers.
The Centre for Policy Studies (CPS) has called for savers to be "automatically protected" in retirement by phasing them between drawdown and annuitisation.
The dashboard is potentially the ultimate disruptor as its remit could go far beyond pensions, Michael Johnson has said.
People should receive their wake up packs earlier to make good retirement decisions according to PP research.
This week we want to know when the is best time for people to receive their wake-up packs and if a new workplace ISA would undermine auto-enrolment.
The UK should establish a workplace ISA to reinforce auto-enrolment (AE) and avoid high-opt rates according to Centre for Policy Studies research fellow Michael Johnson.
Pooling the local government pension scheme (LGPS) into infrastructure-focused funds is mere tinkering and will not be enough to repair its deficit hole, according to Michael Johnson.
Centre for Policy Studies research fellow Michael Johnson has proposed seven ways to make the local government pension scheme more sustainable.
ISA-style pensions 'spell disaster'
The local government pension scheme's (LGPS) reported investment costs have increased to £748m and charges per member have more than doubled in six years, according to a report.
Plans to measure LGPS funding levels consistently from 2016 will give a more realistic picture of the scheme's health status with many funds expected to come out worse, writes Stephanie Baxter
The government has been urged to scrap tax and national insurance relief on retirement savings and replace pensions with ‘ISA warehouses' in a radical shake up.
Peter Askins says a simple system of tax credits is the answer