Amy Kessler, Professor Andrew Cairns, Professor David Blake and Marsha Kessler look at how schemes can make longevity assumptions post-Covid
Pension schemes and life insurers should be prepared for a modest change to their assumptions for mortality rates in the post-Covid-19 world, an academic study suggests.
Trends in longevity and mortality have proven difficult to forecast historically, but are vital to funding schemes and ensuring adequate retirement pots. James Phillips explores the key influences
The advent of collective pension systems could help the UK avoid demographic challenges which will make it "impossible" for society to help savers in retirement, experts say.
The Pensions Institute says the aviation sector's constant evaluation of mistakes to improve safety should be applied to pensions. Stephanie Baxter considers the report's findings
This week's top stories included a Pensions Institute report suggesting the aviation industry's practice of constantly evaluating mistakes should be applied to defined benefit pensions.
The aviation sector's constant evaluation of mistakes to improve safety should be applied to defined benefit schemes, as too many are making the same mistakes again and again, latest research shows.
Collective individual defined contribution (CIDC) schemes should be sought as the next form of pension provision, a university paper has recommended.
PP research finds concern over direction of travel for pensions after rapid market changes.
The Pensions Institute argues RAA processes should be streamlined and trustees should be able to reduce benefits in a bid to help those struggling with deficits, James Phillips reports.
The Pensions Regulator (TPR) should be allowed to alter scheme indexation and benefits to ensure members get at least "second-best" outcomes.
Professor David Blake gives his view on how the pensions system can be improved.
Consolidating DB schemes could prove a solution for small schemes with significant deficits, but how can the UK move ahead? James Phillips reports
Pension legislation and regulation need a radical overhaul in order to reduce complexity and communicate a coherent message, according to a report.
The Pensions Regulator (TPR) has been heavily criticised in a damning indictment of the state of UK pension regulation.
MPs are considering a wide range of views on how to solve the DB 'crisis'. James Phillips rounds up the responses.
The government should give the regulator more powers to prevent companies from avoiding defined benefit (DB) deficits, according to a Pensions Institute report.
BHS and Tata Steel are not the only businesses struggling to deal with sizeable deficits. Perhaps a new approach is needed?
The Pensions Institute has predicted there will be rapid growth in medically underwritten bulk annuities as schemes turn to ‘top-sliced' deals and traditional insurers get into the market.
The 0.75% charge cap has been branded ‘nonsense' after government research found most providers could not calculate charges not covered by the limit that members were paying.
New thinking is needed for the new world trustees face
The Pensions Institute has called for urgent action after its research found one in ten defined benefit (DB) schemes would "never ever" pay benefits in full.
Fewer than ten life companies will have conquered the market by 2020
Research from The Pensions Institute predicts the demise of many life companies, while assets under management (AUM) are expected to double to £550bn