Opinion

Lesley Carline says a lot has happened over the past 25 years in the industry but, despite the negatives, she remains positive about pensions

With rumours once again swirling around the future of pensions tax relief in the run up to this year's Budget, any reduced incentive for long-term savers could risk further exacerbating the generational divide in pensions, says Tom Selby

If authorities really want to stop scams, they ought to make it safe for trustees to refuse a transfer that shows red flags, says Margaret Snowdon

While the Pension Schemes Bill is continuing its route through the parliamentary process, there are still some loose ends to tie up - including section 107. Here, Richard Butcher, looks at what the implications of that clause could mean for DB schemes....

While designed to boost member understanding, published statements of investment principles could muddy the waters and put members off altogether, says Anna Copestake.

Simplicity and cohesion are key to effective pension communication and will help get us through this time of uncertainty, says Henry Tapper.

Law enforcement, financial regulators and the private sector need to do much more and work together to protect savers from fraudsters, says Phil Brown.

Pat Sharman looks at how an organisation’s culture can deliver better service and outcomes for pension scheme clients.

Stuart Southall looks at whether Covid-19 has hastened or reinforced the role of member-nominated and other lay trustees.

Jonathan Stapleton says the Pension Schemes Bill is the latest in a long line of well-meaning legislation that makes it more difficult for employers to offer good schemes to their staff