Class 4 NIC reform could be answer for self-employed pensions

Royal London has come up with a plan to boost pensions coverage for the self-employed. PP looks at the details

Michael Klimes
clock • 4 min read

The self-employed risk being left behind in the pensions revolution. Michael Klimes examines a proposal to tackle this issue.

At a glance Around 62% of self-employed men were members of a pension scheme in mid-1990s  By 2012 this proportion had fallen to less than 25%  Changes to Class 4 national insurance contri...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

More on Defined Contribution

Guided retirement could play 'critical role' in strengthening outcomes

Guided retirement could play 'critical role' in strengthening outcomes

Institute’s report says segmentation will be central to the design of guided retirement solutions

Martin Richmond
clock 08 June 2026 • 6 min read
DC strategies remain growth-focused despite market volatility

DC strategies remain growth-focused despite market volatility

Isio analysis shows providers remain focused on long-term outcomes despite geopolitical instability

Martin Richmond
clock 04 June 2026 • 3 min read
Mobius launches asset manager subscription service

Mobius launches asset manager subscription service

Service will provide access to £33bn in assets and more than 600 pension and wealth clients

Jonathan Stapleton
clock 01 June 2026 • 2 min read
Trustpilot