Student debt could mean graduate pension savings are a fifth lower

clock • 2 min read

Latest analysis from Royal London has shown that the cost of paying back student debt could reduce graduate pension pots by almost 20% compared with previous generations who graduated with no student debt.

The insurer said having a degree still leads to higher lifetime earnings and a larger average pension pot than that enjoyed by non-graduates - but said the gap between graduates and non-graduates i...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

More on Industry

Pension communications fail to cut through, says survey

Pension communications fail to cut through, says survey

Almost half of those polled cannot recall a pension communication in the past year

Alex Levy
clock 31 July 2026 • 2 min read
Professional Pensions: Stories of the week

Professional Pensions: Stories of the week

UK scale-up fund, Schroders repositions UK institutional team and WTW longevity swap solution

Professional Pensions
clock 31 July 2026 • 1 min read
HMRC reports jump in cost of pension tax relief

HMRC reports jump in cost of pension tax relief

Data shows pensioners are also paying more tax in retirement

Alex Levy
clock 30 July 2026 • 2 min read
Trustpilot