Student debt could mean graduate pension savings are a fifth lower

clock • 2 min read

Latest analysis from Royal London has shown that the cost of paying back student debt could reduce graduate pension pots by almost 20% compared with previous generations who graduated with no student debt.

The insurer said having a degree still leads to higher lifetime earnings and a larger average pension pot than that enjoyed by non-graduates - but said the gap between graduates and non-graduates i...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

More on Industry

News Digest: Burnham warned scrapping triple lock to fund social care would be 'almost electoral suicide'

News Digest: Burnham warned scrapping triple lock to fund social care would be 'almost electoral suicide'

PP brings together all the latest news on pensions from across the national and financial media

Professional Pensions
clock 29 September 2026 • 1 min read
Buzz: Should the government now set out a timetable for increasing AE contributions?

Buzz: Should the government now set out a timetable for increasing AE contributions?

AE contribution rates, guided retirement and pension risk transfer transactions

Professional Pensions
clock 28 September 2026 • 1 min read
Pensions UK urges government to set out timetable for AE rate rises

Pensions UK urges government to set out timetable for AE rate rises

Trade body says 82% of working-age adults see pension under-saving as a key challenge

Martin Richmond
clock 28 September 2026 • 3 min read
Trustpilot