Who's afraid of the opt-out rate?
Naomi Rainey says opt-out rates are still relevant
As the biggest companies gradually start to talk about their auto-enrolment (AE) experience, we've seen some staggeringly low opt-out rates.
McDonald's revealed less than 2.5% of its directly-employed hourly-paid workforce left the scheme. Whitbread had an initial opt out of 2%, rising slightly to a still impressive 4%. Large retailers such...
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Raising the bar for small DC schemes
As DC schemes face increasing pressures to consolidate, David Snowdon says master trusts are the perfect home.
UPDATED: DWP to mandate use of simpler annual statements for auto-enrolment DC schemes
The Department for Work and Pensions is to make it mandatory for auto-enrolment defined contribution (DC) schemes to use simpler annual statements.
Industry pushes for AE intervention so members don't squander pension pot
The pensions industry must personalise interventions and auto-enrolment (AE) conversations to prevent members from squandering their pots at retirement age, according to industry experts.
LGIM integrates ESG and climate impact pledge into DC defaults
Legal & General Investment Management (LGIM) has incorporated ESG considerations as well as its climate impact pledge into the default funds for the 3.3 million members in its master trust and contract-based schemes.
Master trusts lead the way in pensions
As TPR prepares to kick off its first master trust supervisory cycle, Kate Smith explores how the market has changed and may continue to
