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Calum Cooper: The biggest pension challenge is the rapidly emerging division between those with DB and DC pensions.
As a wee boy I remember fretting about money. Where did it come from? What happens if you run out? Can you make more if it? How is it shared?
I didn't know pensions existed, let alone what a pension was. So, when shaping future pension policy this seems a solid place to start. At its heart, pensions should give you financial independe...
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