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Industry Voice: Integrated Risk Management: Designing an IRM framework

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Integrated Risk Management (IRM) brings together covenant, funding and investment risks, and assesses how these components interact with each other.

Introduction: What is IRM and why is it important?

Integrated Risk Management (IRM) is a risk management tool that helps pension scheme trustees and sponsors to identify, quantify and manage the factors that affect the prospects of meeting their funding objectives. Instead of considering risks in isolation, an IRM framework encourages stakeholders to assess the interdependencies of the risks. While trustees have considerable flexibility in developing their own IRM framework, they are responsible for ensuring their scheme's IRM approach is appropriate and effective.

Watch our video "What is Integrated risk management?" below

 

 

Important information:

This document is intended to be for information purposes only and it is not intended as promotional material in any respect. The material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The material is not intended to provide, and should not be relied on for, accounting, legal or tax advice, or investment recommendations. Information herein is believed to be reliable but Schroders does not warrant its completeness or accuracy. No responsibility can be accepted for errors of fact or opinion. Reliance should not be placed on the views and information in the document when taking individual investment and/or strategic decisions. Past performance is not a reliable indicator of future results, prices of shares and the income from them may fall as well as rise and investors may not get back the amount originally invested. Schroders has expressed its own views in this document and these may change. Issued by Schroder Investment Management Limited, 1 London Wall Place, London EC2Y 5AU, which is authorised and regulated by the Financial Conduct Authority. For your security, communications may be taped or monitored. CS1525b

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