Faced with greater regulatory requirements, trustees must truly get to grips with all of their responsibilities, argues David Harris.
Both New Zealand and Australia are assessing myriad complex pension policy options. David Harris says the UK would do well to study these developments
David Harris warns that other AE models around the globe are static, if not declining
David Harris says we should look to experiences and innovations in New Zealand, Australia and the US
David Harris says the UK still has much to do on pension reform and appears out of step with the global direction of DC.
What were the most read opinion pieces on Professional Pensions over the last 12 months? Here are some of the top pieces from our commentators during the year.
The OECD believes annuities are part of the solution to prevent people running out of money in retirement. Michael Klimes asks how viable this is in the era of Freedom and Choice
David Harris points to various shifts that show individuals are looking to take more control over their futures.
David Harris says the overhaul of Pension Wise could allow more cost efficient and better thought out solutions for consumer advice to emerge.
Could freedom and choice help deferred annuities make a comeback?
Employers are unlikely to switch to trust-based defined contribution schemes in order to receive contributions back if an employee leaves within two years of auto-enrolling, Paul Johnson says.
The government claims the National Employment Savings Trust will meet the Pension Commission's ambition for a low cost scheme.
The expected charging structure for the National Employment Savings Trust has received a mixed reaction.