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      event logo
      Webinar: Using passion for ESG to unleash member engagement

      This webinar will look at how pension schemes can harness their members’ interest in ESG to engage them more broadly with their pensions. In particular, it will look at exclusive research showing how members are reacting to ESG; their propensity to act versus their actual behaviour; and the expectations they have of providers in this regard.

      • Date: 26 Jan 2021
      • Webinar
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      Investment Conference

      This two part Investment Conference will bring you the latest updates from economists, asset managers and pension consultants. We will be taking a look at the outlook for the 2021 economy, alternatives, cashflow strategies and global equity markets to name a few, assessing how they fared through the volatility and what we can expect for the year ahead.

      • Date: 27 Jan 2021
      • Digital Conference
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      Webinar: What to put on your GMP Equalisation project roadmap for 2021

      This webinar will bring together views from actuaries, lawyers, administrators, trustees and data experts to look at the pragmatic, collaborative solutions that are open to schemes to solve the GMP equalisation challenges in 2021. It will assess the individual challenges schemes face with equalisations and provide some practical options that are available to resolve these issues.

      • Date: 02 Feb 2021
      • Webinar
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      Webinar: Will the world return to normal in 2021?

      In this webinar, PP editor Jonathan Stapleton will be joined by BMO’s chief economist Steven Bell and director of fiduciary management, Christy Jesudasan, alongside PTL trustee director Melanie Cusack and Isio’s head of fiduciary management oversight Paula Champion to discuss the significant impact of these themes on the pensions sector.

      • Date: 04 Feb 2021
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  • Whitepapers
    • How DC schemes can gain exposure to different asset classes in a low-return environment

      So far, DC plans have largely been focused on the onset of auto-enrolment and changes to the regulatory framework - be it the ‘charge cap,' ‘pension freedoms' or consultations around ‘value for money', says Annabel Tonry, Executive Director at J.P. Morgan Asset Management (JPMAM).

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      Pension freedoms three years on

      In 2015 George Osborne, then the UK Chancellor of the Exchequer, decided that those age over 55 could take much more of their pension in cash. This has since opened up a range of possibilities for DC scheme members in the world of pensions.

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    You are currently accessing ProfessionalPensions via your Enterprise account.

    If you already have an account please use the link below to sign in.

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income drawdown

Ultra-low interest rates and QE 'broke 4% drawdown rule'
Ultra-low interest rates and QE 'broke 4% drawdown rule'

The 4% rule of thumb often used to define a sustainable approach for drawdown in retirement is no longer fit for purpose due to prevailing and sustained market conditions, says Lane Clark & Peacock (LCP).

  • Defined Benefit
  • 21 September 2020
Sailing the Strait of Hormuz
Sailing the Strait of Hormuz

Without proper support from pension professionals, savers are left vulnerable to attacks on all sides, says Henry Tapper.

  • Defined Contribution
  • 04 November 2019
Good communications are more important than ever
Good communications are more important than ever

Malcolm Mclean says getting the channels of communication right and engaging more openly is a good starting point

  • Admin / Technology
  • 15 February 2019
Adrian Boulding: My pension predictions for 2019
Adrian Boulding: My pension predictions for 2019

NOW Pensions' director of policy says this will be the year when the net-pay anomaly becomes too awkward to ignore, and predicts LISA will have its own lifetime curtailed

  • Law and Regulation
  • 03 January 2019
Two-thirds of retirees leave investments alone despite volatility
Two-thirds of retirees leave investments alone despite volatility

Retirees are concerned about recent market volatility but are refraining from reacting and changing the investment policies of their drawdown products, Aegon research finds.

  • Investment
  • 21 November 2018
Third of over-55s spend more time choosing a car than preparing for retirement
Third of over-55s spend more time choosing a car than preparing for retirement

More than half of people over the age of 55 see financial security as a top priority in retirement, yet a third allocate more time to buying a new car, finds Legal & General (L&G) research.

  • Defined Contribution
  • 24 September 2018
Prudential enjoys 13% boost to retirement sales
Prudential enjoys 13% boost to retirement sales

Prudential has secured an additional 13% of sales in its retirement business, but corporate pension sales fell marginally from £286m to £275m.

  • Industry
  • 08 August 2018
Smart Pension and L&G to develop default retirement pathway
Smart Pension and L&G to develop default retirement pathway

Smart Pension and Legal & General (L&G) have partnered to create a workplace pension retirement income product that will combine drawdown and annuities.

  • Defined Contribution
  • 15 May 2018
Third of drawdown users are first-time investors but many don't seek advice
Third of drawdown users are first-time investors but many don't seek advice

A third of drawdown users lack any investment experience but many of those do not seek any financial guidance or advice, Zurich research finds.

  • Defined Contribution
  • 03 May 2018
Default drawdown pathway needed to boost member outcomes, MPs say
Default drawdown pathway needed to boost member outcomes, MPs say

The Work and Pensions Committee has called for the government to introduce an auto-drawdown option while allowing NEST to offer decumulation products, James Phillips reports

  • Defined Contribution
  • 04 April 2018
Providers offer suitable drawdown info but people don't consider options - FCA
Providers offer suitable drawdown info but people don't consider options - FCA

Providers offer 'large amounts of information'

  • Defined Contribution
  • 29 March 2018
The challenge of designing defaults to suit most members
The challenge of designing defaults to suit most members

Three years after Freedom and Choice, many default funds still have not moved away from targeting annuity purchase. This could have unintended investment risks for members, writes Victoria Ticha

  • Investment
  • 29 March 2018
Scottish Widows launches drawdown fund range
Scottish Widows launches drawdown fund range

Scottish Widows has launched a range four multi-asset funds targeted at those in income drawdown.

  • Defined Contribution
  • 26 February 2018
Fragmented policy undermines spirit of pension saving
Fragmented policy undermines spirit of pension saving

The UK could face a retirement income crisis due to a lack of joined-up policy, according to research by the Pensions Institute. Stephanie Baxter takes a look at the findings

  • Law and Regulation
  • 01 December 2017
We need more predictability in pensions
We need more predictability in pensions

Tim Sharp says as the conclusion of the government's AE review approaches, we must start asking more fundamental questions about what sort of pensions system we are building

  • Law and Regulation
  • 17 November 2017
How asset managers are reacting to pension changes
How asset managers are reacting to pension changes

As DC schemes become an increasingly important client, asset managers must adapt to their evolving needs. Stephanie Baxter examines key trends in the Investment Association's annual survey

  • Investment
  • 15 September 2017
How trustees risk providing implicit advice to DC members
How trustees risk providing implicit advice to DC members

Nigel Jones looks at how trustees and employers could be straying into giving members advice rather than guidance when it comes to DC schemes

  • Defined Contribution
  • 12 September 2017
Drawdown investment strategies are still playing catch-up
Drawdown investment strategies are still playing catch-up

There are increasing concerns retirees are not making informed decisions when choosing drawdown funds and could have high exposure to sequence risk, writes Stephanie Baxter.

  • Investment
  • 07 September 2017
Royal London's group pensions business soars 32% as it plans Irish base
Royal London's group pensions business soars 32% as it plans Irish base

Royal London saw its group pensions new business grow to £2.5bn in the first half, compared to £1.9bn in H1 last year, according to its interim financial reports.

  • Defined Contribution
  • 17 August 2017
The perils of 'reckless prudence' in income drawdown
The perils of 'reckless prudence' in income drawdown

Simon Chinnery asks whether those in income drawdown should de-risk or re-risk with age.

  • Defined Contribution
  • 15 August 2017
Five stories you may have missed this week
Five stories you may have missed this week

This week's top stories included research revealing schemes could be paying 70% more to investment managers than at the beginning of the decade.

  • Industry
  • 13 April 2017
Savers could run out of money in 25 years under average drawdown rate
Savers could run out of money in 25 years under average drawdown rate

Savers using drawdown in retirement are potentially accessing their funds at an unsustainable rate, with money likely to run out within 25 years.

  • Defined Contribution
  • 12 April 2017
AE savers should default to drawdown at 55, annuities at 80, says CPS
AE savers should default to drawdown at 55, annuities at 80, says CPS

The Centre for Policy Studies (CPS) has called for savers to be "automatically protected" in retirement by phasing them between drawdown and annuitisation.

  • Defined Contribution
  • 23 March 2017
NEST should be allowed to shake up the retirement income market
NEST should be allowed to shake up the retirement income market

Tim Sharp says NEST could kick start much needed innovation in the retirement income market

  • Defined Contribution
  • 09 March 2017
12

Most read

Mark Stocker dies following cancer battle
Mark Stocker dies following cancer battle
Pension Schemes Bill gets final approval and waits for Royal Assent
Pension Schemes Bill gets final approval and waits for Royal Assent
Boohoo acquisition of Debenhams leaves schemes with PPF
Boohoo acquisition of Debenhams leaves schemes with PPF
USS: Cost of scheme is 'growing challenge' as future returns 'likely to be lower'
USS: Cost of scheme is 'growing challenge' as future returns 'likely to be lower'
New TPR powers could lead to upsurge in clearance applications
New TPR powers could lead to upsurge in clearance applications
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