Opinion

Government plans to increase the general levy will disproportionately hit members who have been auto-enrolled, says Darren Philp

Trustees need to increase their focus on investments and demand more from their advisers, argues Donny Hay.

This year’s election marks the seventh time I have been able to cast my vote at a general election but I can honestly say it is the one I am looking forward to least. I can hardly wait until it is all over.

As more schemes reach a fully funded status, it is important that the risk-averse environment is not codified into regulations, says Paul McGlone.

Without specialist help, smaller DB schemes are being left behind in a bulk annuity market increasingly focused on mega-deals, says Rob Dales.

Interest around DB consolidators is high but there remains regulatory uncertainty around their future. Lesley Carline looks at what the future might hold for this section of the market.

Pensions are too complex an issue to discuss on the general election campaign trail. Steve Webb says this is probably a good thing.

With the law not adequately protecting savers from scams, the pensions industry must be more direct with members about the risks of transfers, says Margaret Snowdon.

Without proper support from pension professionals, savers are left vulnerable to attacks on all sides, says Henry Tapper.

Waiting for the mid-2020s to allow AE members to save from the first pound means they will miss out on big boosts to retirement pots, says Nigel Stanley.