The challenge of designing defaults to suit most members

Victoria Tichá
clock • 5 min read

Three years after Freedom and Choice, many default funds still have not moved away from targeting annuity purchase. This could have unintended investment risks for members, writes Victoria Ticha

Three years of Freedom and Choice has completely changed the way individuals access their pension funds. Much fewer people are choosing to buy an annuity at retirement; just 12% of members who acce...

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Victoria Tichá
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Victoria Tichá

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