Avoiding generational unfairness with CDC

Charlotte Moore looks at the appeal of CDC and the issues that may hold it back

clock • 7 min read
The appeal of CDC is that it can resolve some of the challenges faced by scheme members at retirement
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The appeal of CDC is that it can resolve some of the challenges faced by scheme members at retirement

The Pension Schemes Act 2021 created a new framework for collective defined contribution (CDC) schemes, and regulations for single and connected employer CDC pension schemes – laid before parliament in December last year – fleshed out that regime.

In January, The Pensions Regulator (TPR) published a consultation on a new code of practice for the authorisation and supervision of CDC schemes - saying it would be accepting applications for auth...

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