Avoiding generational unfairness with CDC

Charlotte Moore looks at the appeal of CDC and the issues that may hold it back

clock • 7 min read
The appeal of CDC is that it can resolve some of the challenges faced by scheme members at retirement

The appeal of CDC is that it can resolve some of the challenges faced by scheme members at retirement

The Pension Schemes Act 2021 created a new framework for collective defined contribution (CDC) schemes, and regulations for single and connected employer CDC pension schemes – laid before parliament in December last year – fleshed out that regime.

In January, The Pensions Regulator (TPR) published a consultation on a new code of practice for the authorisation and supervision of CDC schemes - saying it would be accepting applications for auth...

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