Could early access to pensions be a path onto the property ladder?

Could early access to pensions be a path onto the property ladder?

Martin Richmond looks at the benefits and drawbacks of allowing early access to pensions

Martin Richmond
clock • 18 min read

At the end of March, Financial Conduct Authority (FCA) chief executive Nikhil Rathi mooted the idea of using pension savings to help individuals get on the housing ladder as a potentially radical policy response to support homeownership.

In a speech at the JP Morgan Pensions and Savings Symposium delivered on 28 March, Rathi asked if more could be done to integrate positive pension saving behaviour into mortgage and credit affordability...

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