Pooling traditional defined contribution (DC) fund assets could lead to significantly larger retirement funds through better diversification and governance, Pensions Policy Institute (PPI) and Schroders research has suggested.
Although scale would not have a direct impact, a "governance premium" and greater access to a wider range of investment options could see members grow their pot by up to 62% if investment returns improve...
Our panel discusses how DC investment will develop following AE implementation and the completion of master trust authorisation
The Universities Superannuation Scheme (USS) is now enabling members of its Defined Contribution Investment Builder master trust to access private markets investments.
The government must take advantage of its majority to push through further reforms to auto-enrolment, says James Phillips.
The general election showed an increasing focus on collective over individual interests. CDC could fit right in, says Hilary Salt.
Collective defined contribution (CDC) schemes will offer members and employers a more satisfactory balance between affordability and security if they can meet both parties’ needs, according to Unbiased.