Mid-life MOTs run danger of 'shocking people into doing nothing at all'

James Phillips
clock • 2 min read

Employees will be like “rabbits in the headlights” if they are awakened to their low levels of saving too late in their working lives, it has been warned.

While aimed at improving individuals' financial literacy, mid-life MOTs - originally suggested by John Cridland, and now adopted by several mainstream providers - run the risk of shocking people in...

To continue reading this article...

Join Professional Pensions

Become a Professional Pensions Lite Member today

  • Three complimentary articles per month covering the latest real-time news, analysis and opinion from the industry
  • Receive important and breaking news stories via our two daily news alerts
  • Hear from industry experts and other forward-thinking leaders

Are you a trustee, investment consultant or in-house pension and benefit scheme professional? You can apply for full complimentary access here

Join now

 

Already a Professional Pensions
member?

Login

James Phillips
Author spotlight

James Phillips

Professional Pensions journalist from 2016-2022

More on Industry

Mortality rates hit record lows in 2026, CMI finds

Mortality rates hit record lows in 2026, CMI finds

CMI monitor finds mortality rate for H1 2026 fell by 2.4% compared to H1 2025

Martin Richmond
clock 09 July 2026 • 1 min read
News Digest: DWP delivers 'major' pension change alert for millions of Brits

News Digest: DWP delivers 'major' pension change alert for millions of Brits

PP brings together all the latest news on pensions from across the national and financial media

Professional Pensions
clock 09 July 2026 • 1 min read
SPP sets out reforms to help address adequacy challenge

SPP sets out reforms to help address adequacy challenge

SPP says millions face inadequate retirement unless government enacts ‘significant’ reforms

Holly Roach
clock 08 July 2026 • 1 min read
Trustpilot