Opinion
We need a change in the tone of regulation
Robin Ellison says it is not unreasonable for schemes and their trustees and sponsors also to expect an improvement in the tone of regulation
Do we need a fresh Myners review?
Jonathan Stapleton wonders whether we need a thorough review of the principles for institutional investment decision-making
Do we have a problem with auto-enrolment?
David Harris warns that other AE models around the globe are static, if not declining
Cost disclosure will improve trust and income adequacy
Mel Duffield says cost disclosure framework is a golden opportunity to make a real difference for savers.
Pensions minister: AE is working, people are saving long term
Guy Opperman says as contribution rates increase, millions more people will be able to look ahead to retirement with confidence
Understanding what millennials want and need
David Weeks says pension providers and schemes must do more to reach out to younger savers.
Pensions need more government focus following Budget
Nigel Peaple says the government should set a clear objective for tax relief as the first step in making the system work better for savers
How CDC is moving from dream to reality
The industry has spent years discussing alternatives to DB and DC. Jonathan Stapleton says this dream is now closer to becoming reality with the launch of a consultation into CDC.
Getting ready for 2019 triennial valuations
Susan Martin says there are lots of challenges to grapple with ahead of next year's LGPS valuations.
What the Lloyds case means for advising DB schemes
Henry Tapper says the Lloyds GMP ruling will see little benefit for members but profound fees to administrators.
GMP ruling gives schemes clarity, cost and complexity
Jonathan Stapleton says the GMP headache may persist as schemes take action following ruling.
How technology advances are opening the lifetime mortgage market up to scheme investment
Investors in lifetime mortgages have traditionally struggled with a lack of transparency by providers. Keith Haggart explains how this is changing.
We are letting down pension fund members
Colin Meech says lack of clarity means workers and their employers don't know whether they're getting value for money or how investments are performing
Simpler annual statement is a step in the right direction
The two-sided simplified annual pensions statement should be applauded, even if it missing information, says Jonathan Stapleton.
A wake-up call for pension funds
Catherine Howarth argues that more auto-enrolment providers need to develop their climate-related risk management.
Default retirement pathways are risky but worthwhile
The Pensions Policy Institute has called for the introduction of default decumulation pathways. James Phillips says the innovation could be risky, but is a worthwhile cause.
Theo Kocken: Why it would be disastrous to mix pre- and post- retirement members in CDC
Theo Kocken says a collective approach to pensions is, at best, only half right for the UK
NEST: Aligning financial value with values will help our members
Diandra Soobiah says the sector must look at how to use positive examples of where value and values might align to build more trust and engagement among pension savers
Industry is right to fear NHS raid on pensions tax relief in Budget
The government needs cash to fund the NHS. Jonathan Stapleton says pensions tax relief may prove to be an irresistible target.
Is it time for schemes to run to safety?
As concerned pension funds are flocking to 'safe' assets or buying equity protection, John Gray points out there is no such thing as a 'free lunch' in life
Good costs versus bad costs
Alan Pickering says we have been blindly pursuing cost reductions in pension administration without really appreciating the consequences
Master trust authorisation is a good start but more needs to be done
Jonathan Stapleton says while the new rules will ensure master trusts are well run and have good systems, they won't necessarily ensure members are in the best schemes
Steve Goddard: Why the 'dartboard drawdown' option must be removed
Savers face a huge number of options at-retirement. Steve Goddard believes this 'dartboard of choice' should be take away and an additional layer of trustee governance is needed to protect members in the deculmulation phase
Con Keating: Discount rates and DB pension scheme valuation - A history lesson
It is important to look back at how the discount rate methodology came about in the first place, says Brighton Rock Group's head of research
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