Opinion
Fine words. Now for the action
Last week, both the PLSA's new chairman Richard Butcher and the pensions minister Guy Opperman told the industry exactly what they wanted to hear. The hard part, as Jonathan Stapleton writes, is turning these fine words into action.
Why TPR 'will act' if schemes fail to take data seriously
For the first time, The Pensions Regulator (TPR) is asking schemes to submit information around data as part of the annual scheme return. The watchdog's Anthony Raymond explains what changes are being made and why trustees and administrators should start...
We need to learn to love the PPF more
Hilary Salt says rather than designing new DB superfunds, wouldn't it be better to grow to appreciate and improve our existing superfund?
How are shifts in central bank policy impacting markets?
Andrew Milligan says while changes in central bank communications are bearing on markets, pricing is still rather dovish
We must boldly go to avoid a pensions catastrophe
Margaret Snowdon says the industry must be more willing to err on the side of caution as the government's solutions will not stop scammers
Auto-enrolment success must not go to our heads
Auto-enrolment has proved a great success in its first five years, says Chris Knight, but the financial services sector has much work to do to ensure Britain's workers actually end up enjoying a comfortable retirement.
How deferred debt arrangements offer easement for NAME schemes
Anne-Marie Winton looks at how a proposed Section 75 amendment could help non-associated multi-employer schemes.
Why we need to keep pensions at the front of consumers' minds
Rob Gardner says the industry needs to do much more to help engage the public with pensions.
Why we need to charge more for DC
Jonathan Stapleton says we need to increase DC scheme fees if we hope to improve investment quality and the sustainability of providers.
Unbundling DC pricing unlocks 'value for money'
Henry Tapper says removing NDAs between operators and fund managers is a critical step in the journey towards assessing value for money
Are DB schemes really in crisis?
There has been a huge amount of talk about the challenges facing DB schemes. Jonathan Stapleton asks if we are really facing a crisis and, if so, what needs to happen.
Ros Altmann: Why superfunds could provide 'viable' alternative for schemes
Baroness Altmann believes DB scheme consolidation would both reduce administration costs and deliver better outcomes for members
PLSA: Superfunds will not let employers off the hook
Joe Dabrowski says superfunds will encourage employers to "step up" and pay more into schemes earlier than under existing arrangements.
Postcards from pension reform
David Harris says the UK still has much to do on pension reform and appears out of step with the global direction of DC.
Con Keating: The purpose of a pension scheme
Con Keating explains why he believes we need a debate to determine the precise role of DB pension schemes and their funds.
The hidden costs of transparency
The FCA has taken a further step towards DC cost disclosure but, as Jonathan Stapleton says, such transparency will have its own hidden costs.
Ducks and dashboards
Richard Butcher says the pensions dashboard should not be launched until it has all its ducks in a row, even if that means later than 2019
Darren Philp: Delivering transaction cost transparency for scheme members
Darren Philp explains why The People's Pension has published a full breakdown of transaction costs and is backing the introduction of a 'comply or explain' soft cap for such charges on DC funds.
The importance of pension awareness
As Pension Awareness Day passes, Jonathan Stapleton says why he believes it is so important to raise awareness about pensions.
Unprofessional Pensions: Why CMA referral is good news for our industry
LCP's Philip Boyle explains why he believes the CMA review will help set the investment consultancy market free.
Why more schemes can and should offer partial transfers
Steve Webb says as schemes may have to invest in systems to generate regular transfer values, offering valuable partial transfers shouldn't be too burdensome.
We must protect older people who are unable to work
Tim Sharp says the government's plans to increase the state pension age to 68 from 2037 is an absurdly crude mechanism for forcing people to work longer
Paul Masterton MP: Why the government should introduce statutory override for CPI switch
Paul Masterton MP disagrees there is no affordability problem in DB schemes, and calls for a statutory override to allow trustees to switch to CPI
Why are pensions so unfair?
Latest SPP research shows the majority of pension professionals believe the current system is unfair. Jonathan Stapleton agrees, but says we shouldn't expect the government to provide a fix
